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Free Credit Cards – Cashback Cards

Whether you’re buying your weekly groceries or planning your next vacation, the free Cashback credit cards are your ideal companions. Each card use, whether large or small, adds up to 1% cashback to your account and offers you even more flexibility for all your plans.


Your free credit cards, your rules

Cashback Cards World Mastercard®

•    Cashback program
•    Free credit cards
•    Mobile payment
•    Card duo American Express & World Mastercard

Cashback Cards Visa®

•    5% Welcome Cashback
•    Free credit cards
•    Mobile payment
•    Card duo American Express & World Mastercard

Invite Friends, Benefit Together!

As a Cashback Cards holder, you already enjoy the advantage of getting money back with every card payment. Share this joy with your friends.3 Refer the Cashback Cards and earn CHF 40. It has never been easier to save and benefit together!


More Cashback with Every Payment – Full Control and Global Acceptance

Every payment brings you more cashback. You decide how to manage your money. With the installment option, you always stay in full control, keeping you flexible. The best part? With the global acceptance of Cashback Cards, you can shop worry-free anywhere in the world. Welcome to an improved everyday life, where every moment and every purchase counts.

And Much More...

Just in Case You Missed Anything

Your Cashback credit cards are free and you also get money back with every purchase.1 When paying by American Express Cashback Card you get 1% cashback.3 For payments with the World Mastercard or Visa Card it is 0.25%. Once a year you will receive the collected cashback amount credited to your card account.2

Start Bonus

In the first three months after receiving your card, you will receive 5% cashback on payments made using your American Express Cashback Card – up to a total of CHF 100 cashback.4

American Express SelectsSM

With American Express Selects you benefit from exclusive hotel, fine dining and shopping offers. Benefit from reduced hotel rates, special restaurant deals or price reductions on your purchases. These apply to American Express Cashback Cardholders.

American Express Selects offers


Mastercard® Priceless Cities

Priceless Cities gives Mastercard cardholders the opportunity to attend exclusive and special events. The attractive program offers you a wide range from 6 different categories, such as concerts, shopping or sporting events, and is represented in more than 44 cities worldwide. Experiences can be booked in cities such as London, Paris, Sydney and New York.

To Mastercard Priceless Cities

Return Protection Insurance

With your Return Protection Insurance you are insured worldwide up to a value of goods worth CHF 1,000. The insurance applies to undamaged, ready-to-use products worth CHF 60 or more, which are not taken back by the seller. You can view the detailed Terms and Conditions here. 5

Additional insurance

You can also benefit from other additional insurance liable to costs for not much money. These include, for example, the attractive Purchase Protection Insurance.

Find out more

Mobile payment

Pay conveniently, securely and quickly using your smartphone or smartwatch. Your Cashback credit cards are suitable for payment with Apple Pay, Google Pay, Samsung Pay or SwatchPAY!

Swisscard app

With the new Swisscard app for Android and iOS, you can keep an eye on your transactions at all times and in real time. You can also check and approve your payments in the app using the integrated 3-D Secure feature.

With the installment facility6you enjoy more financial flexibility and decide how high your repayments should be each month7. Have you had a month with a lot of spending? Then all you have to do is pay the minimum amount.

Apple Pay promotion

As soon as you use Apple Pay for a first payment, we will credit your card account with CHF 100. The only condition: You entered the promo code CB50y9Ge when you applied for your card. You can find all the details on this exciting promotion here.

Free additional card

Would your partner like to help you collect cashback? Then simply apply for the Cashback free additional cards for him or her!

Worldwide card replacement

In the event of the loss of your Cashback Card, you receive a replacement card.

Secure online payments

Thanks to 3-D Secure, you can also pay securely online. This security feature is automatically integrated in your Swisscard app. You can also check and approve your payments in the app using this feature.

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Award Winner 2024 at moneyland.ch: Cashback Cards - Free Credit Cards

For the credit card experts at moneyland.ch, we ranked 1st in these three categories in 2024:

- cards for occasional users

- frequent users

- shoppers

Customer satisfaction was also rated "Very good"!

1 Detailed rules for the use of Cashback can be found here.
2 The accumulated cashback is credited to your card account once a year, provided the account has not been canceled at this point. If the card relationship has been terminated during the current card year, you are no longer entitled to receive cashback. Cashback cannot be paid out in cash. 
3 Except for fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Travelers Cheques, topping up cashless payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions.
4 In the first 3 months after issuing the cards, the cashback is 5%, up to CHF 100 at the most, with the Cashback American Express® credit card. This only applies to new clients (principal cardholders) of a Cashback Cards card duo (not including existing customers of a Cashback Cards card duo and a Cashback World Mastercard® or Cashback Visa individual card). Only possible once per person.
5 The use of the installment facility is subject to interest and requires both a credit agreement as well as a positive outcome from the legally required credit assessment. The detailed conditions are provided in the application. The issuing of credit is not permitted, if it may lead to excessive debt.
6 A minimum of 2.5% of the outstanding amount, but at least CHF 50. 
7 Please refer to the General Terms and Conditions of Insurance (including information for persons insured under collective insurance) to obtain the exact provisions (including sums insured and exclusions of liability), which can be viewed at swisscard.ch or requested from Swisscard AECS GmbH. 
8 The general terms and conditions on the global acceptance of the Cashback Cards are available here.

Apply for free Cashback Cards & benefit

Apply for free Cashback Cards & benefit