Your free credit cards with which you even get money back
A summary of advantages
What sets Cashback Cards apart
Your Cashback credit cards are free and you also get money back with every purchase.1 When paying by American Express Cashback Card you get 1% cashback.3 For payments with the World Mastercard or Visa Card it is 0.25%. Once a year you will receive the collected cashback amount credited to your card account.2
In the first three months after receiving your card, you will receive 5% cashback on payments made using your American Express Cashback Card – up to a total of CHF 100 cashback.4
American Express SelectsSM
With American Express Selects you benefit from exclusive hotel, fine dining and shopping offers. Benefit from reduced hotel rates, special restaurant deals or price reductions on your purchases. These apply to American Express Cashback Cardholders.
Mastercard® Priceless Cities
Priceless Cities gives Mastercard cardholders the opportunity to attend exclusive and special events. The attractive program offers you a wide range from 6 different categories, such as concerts, shopping or sporting events, and is represented in more than 44 cities worldwide. Experiences can be booked in cities such as London, Paris, Sydney and New York.
Return Protection Insurance
With your Return Protection Insurance you are insured worldwide up to a value of goods worth CHF 1,000. The insurance applies to undamaged, ready-to-use products worth CHF 60 or more, which are not taken back by the seller. You can view the detailed Terms and Conditions here. 6
You can also benefit from other additional insurance liable to costs for not much money. These include, for example, the attractive Purchase Protection Insurance.
Pay conveniently, securely and quickly using your smartphone or smartwatch. Your Cashback credit cards are suitable for payment with Apple Pay, Google Pay, Samsung Pay or SwatchPAY!
With the new Swisscard app for Android and iOS, you can keep an eye on your transactions at all times and in real time. You can also check and approve your payments in the app using the integrated 3-D Secure feature.
Apple Pay promotion
As soon as you use Apple Pay for a first payment, we will credit your card account with CHF 100. The only condition: You entered the promo code CB50y9Ge when you applied for your card. You can find all the details on this exciting promotion here.
Free additional card
Would your partner like to help you collect cashback? Then simply apply for the Cashback free additional cards for him or her!
Worldwide card replacement
In the event of the loss of your Cashback Card, you receive a replacement card.
Secure online payments
Thanks to 3-D Secure, you can also pay securely online. This security feature is automatically integrated in your Swisscard app. You can also check and approve your payments in the app using this feature.
¹ Detailed rules for the use of Cashback can be found here.
² The accumulated cashback is credited to your card account once a year, provided the card has not been canceled at this point. If the card relationship has been terminated during the current card year, you are no longer entitled to receive cashback. Cashback cannot be paid out in cash. Detailed rules for the use of Cashback can be found here.
³ Except for fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Traveler Cheques, topping up cashless payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions.
⁴ In the first 3 months after issuing the cards, the cashback is 5%, up to CHF 100 at the most, with the Cashback American Express® credit card. This only applies to new clients (principal cardholders) of a Cashback Cards card duo (not including existing customers of a Cashback Cards card duo and a Cashback World Mastercard® or Cashback Visa individual card). Only possible once per person.
5 The issuing of credit is not permitted, if it may lead to excessive debt.
6 Please refer to the General Terms and Conditions of Insurance (including information for persons insured under collective insurance) to obtain the exact provisions (including sums insured and exclusions of liability), which can be viewed at swisscard.ch or requested from Swisscard AECS GmbH.