We're giving away CHF 10'000 in total among the successfully submitted credit card applications by December 16, 2025.
Take advantage of our November Special and, with a little luck, you could win one of our jackpots! We are giving away 5x CHF 1'000 and 1x CHF 5'000 credit to your Cashback card account among all successful credit card applications for Cashback Cards from new customers submitted by December 16, 2025.
Here's how it works: Simply enter the promo code «CBWINALOT» in the «Promo Code» field during the application process and you will automatically be entered into the prize draw! By doing so, you accept the terms and conditions of participation.7
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Everything You Need to Know
The Cashback Cards are issued exclusively by Swisscard. Swisscard is a leading Swiss credit card company which is owned by Credit Suisse and American Express®. Swisscard is the only company in Switzerland to offer products from all the world’s leading credit card brands: American Express®, Mastercard® and Visa. Swisscard manages more than a million credit cards, and is the Swiss market leader in both the premium segment and for co-branding cards.
It’s easy: when you pay with your Cashback Cards. For example, when getting coffee, going swimming, shopping online or at the gas station. The following applies everywhere: The more often you pay with the credit card duo, the more money is credited to your account at the end of a card year.3 All details are available here.
We would like to offer you, our customer, the best possible product that you are happy to use for a long time. We therefore decided to issue the Cashback Cards without an annual fee. The fact that the Cashback Cards perform very well in a competitive comparison was confirmed in a large-scale card comparison by moneyland.ch* (2025): The Cashback Cards were 5 x test winners.
* moneyland.ch is an independent Swiss online comparison service for banks, insurers and telecom companies.
As a Cashback user you benefit from the fact that you receive the Cashback Cards as a duo. You decide whether to combine your American Express Cashback Card with a Cashback World Mastercard® or a Cashback Visa. With these two cards, you benefit from very high worldwide coverage and always have a second card at hand should you have to block a Cashback Card – if you lose your card, for example.
Cashless payment by credit card is quick and secure, and cards are a popular means of payment with vendors. Countless shops, restaurants, hotels, car rental companies and gas stations therefore accept credit cards as a means of payment. You pay your cumulative credit card statement at the end of each statement period. This distinguishes Cashback credit cards from prepaid cards, which you have to put credit onto first.
¹ Detailed rules for the use of Cashback can be found here.
² The accumulated cashback is credited to your card account once a year, provided the card has not been canceled at this point. If the card relationship has been terminated during the current card year, you are no longer entitled to receive cashback. Cashback cannot be paid out in cash. Detailed rules for the use of Cashback can be found here.
³ Except for fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Traveler Cheques, topping up cashless payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions.
⁴ In the first 3 months after issuing the cards, the cashback is 5%, up to CHF 100 at the most, with the Cashback American Express® credit card. This only applies to new clients (principal cardholders) of a Cashback Cards card duo (not including existing customers of a Cashback Cards card duo and a Cashback World Mastercard® or Cashback Visa individual card). Only possible once per person.
5 The issuing of credit is not permitted, if it may lead to excessive debt.
6 Please refer to the General Terms and Conditions of Insurance (including information for persons insured under collective insurance) to obtain the exact provisions (including sums insured and exclusions of liability), which can be viewed at swisscard.ch or requested from Swisscard AECS GmbH.
7 Exclusively for Cashback Cards principal card applications, which are submitted in full using the promotion code «CBWINALOT» by new customers by December 16, 2025. By entering the promo code, the applicant accepts the terms and conditions of the contest. This promotion code may not be combined with other promotions, promotion codes or special offers. Only one promotion code can be used per credit card application.
